Open enrollment is held annually in May. During the open enrollment period you may elect to:

• Enroll in the plan(s) that you are eligible for
• Drop current coverage
• Add/Remove dependents from the plan(s)

Changes made during open enrollment will be effective on July 1st.

In addition to the open enrollment period, you may be eligible to make changes to your existing elections if you or a family member experiences a qualifying event.

You may add qualified dependents to your insurance coverage during open enrollment.

If you or one of your covered dependents experience a qualifying event at any point during the year, you will have 30 days to make changes to your existing coverage.

Qualifying Events

Loss of other health coverage

• Losing existing health coverage, including job-based, individual, and student plans
• Losing eligibility for Medicare, Medicaid or other government programs
• Turning 26 and losing coverage through a parent's plan

Household changes

• Getting married or divorced
• Having a baby, adopting a child or gaining guardianship of a child
• Death in the family

Changes in residence

• Moving outside the coverage area

A Flexible Spending Account is a vehicle that allows you to put aside pretax dollars for medical or dependent care expenses that you might incur throughout the year.

For more information, see the Flexible Spending Accounts section above.

The district participates with the NH and VT retirement systems as the primary retirement plans.

Employees may also elect to participate in a 403b plan with one of our participating vendors.

Please refer to your Collective Bargaining Agreement to determine if you are eligible for a district match.

View the contracts

Employees may reduce or stop their 403(b) contributions at any time during the year.

To begin or make a change to your 403(b) contributions, follow these steps:

Step 1: Visit https://omni403b.com/SRA
Step 2: Under "Select Employer State", choose "NH".
Step 3: In the "Employer Name" box, enter the following:

• Marion Cross employees: "Town of Norwich School District"
• Ray employees: "Hanover School District"
• Richmond Middle employees: "Dresden School District"
• Hanover High employees: "Dresden School District"

Step 4: Follow the prompts to enter and submit information about your 403(b) contribution. 

Prior to contributing, you must open an account with an investment provider participating in the Plan (see list on page 2 of the 403b Overview). Once you have opened an account, follow the steps below to create a Salary Reduction Agreement.

For additional information, please review the 403(b) Guidelines.

If you have had a change of address, phone number, email, or name, please complete the Address Change Form. Submit an original of this form to the Human Resources office to update payroll systems, insurance vendors, etc. with your new information.

See Cost-Sharing Information