Norwich Employee Benefits
Information and Forms
- Statewide Healthcare Bargaining Information
- Costs (Effective 7/1/2024): Annual Employee Contribution
- Costs (Effective 7/1/2024): Monthly Premiums (to be used for part-time or mid-year calculations)
- Flexible Spending Accounts (csONE)
- VEHI Plan Comparison Chart
- Dental Insurance
- Forms
- 403(b) Information
- Employee Assistance Program (EAP)
- Benefit Information
- Required Notices
Statewide Healthcare Bargaining Information
For updates regarding statewide bargaining, please visit the Vermont Employer Healthcare Commissioners Website
Costs (Effective 7/1/2024): Annual Employee Contribution
Costs will be prorated for employees working less than full time or enrolled in coverage for less than a full year. To calculate bi-weekly deductions, divide the annual rates listed below by the number of paychecks your group receives:
Teachers (22), Support (21), Custodians (26), Year Round Non-Union Support Staff (26), Non-Union Administrator (26).
District co-pays are based on the cost of the Gold CDHP, this is applied to the cost of all other plans and the balances are the employee's shared amount.
TEACHER - Annual Medical Contribution
Contribution Rates (20%) , *Based on 1.0 FTE (37.50 hours per week), 12 months of coverage - July-June
Platinum Plan
Single:
$3,880.34
2 Person:
$9,048.07
Parent & Child(ren):
$7,819.75
Family:
$11,600.04
Gold Plan
Single:
$3,579.38
2 Person:
$8,446.15
Parent & Child(ren):
$7,336.39
Family:
$10,773.36
Gold CDHP Plan
Single:
$2,638.82
2 Person:
$4,955.83
Parent & Child(ren):
$4,079.71
Family:
$7,309.56
Silver Plan
Single:
$2,433.36
2 Person:
$4,866.77
Parent & Child(ren):
$4,102.01
Family:
$6,924.60
SUPPORT STAFF 6-month Medical Contribution (July-Dec. 2024)
Contribution Rates (16%) , *Based on 1.0 FTE (30.00 hours per week), 6 months of coverage - July-December 2024
Platinum Plan
Single:
$1,676.29
2 Person:
$4,028.45
Parent & Child(ren):
$3,501.90
Family:
$5,069.06
Gold Plan
Single:
$1,525.81
2 Person:
$3,727.49
Parent & Child(ren):
$3,260.22
Family:
$4,655.72
Gold CDHP Plan
Single:
$1,055.53
2 Person:
$1,982.33
Parent & Child(ren):
$1,631.88
Family:
$2,923.82
Silver Plan
Single:
$973.34
2 Person:
$1,946.71
Parent & Child(ren):
$1,640.80
Family:
$2,769.84
SUPPORT STAFF 6-month Medical Contribution (January-June 2025)
Contribution Rates (17%) , *Based on 1.0 FTE (30.00 hours per week), 6 months of coverage - Jan.-June 2025
Platinum Plan
Single:
$1,742.26
2 Person:
$4,152.35
Parent & Child(ren):
$3,603.90
Family:
$5,251.80
Gold Plan
Single:
$1,591.78
2 Person:
$3,851.39
Parent & Child(ren):
$3,362.22
Family:
$4,838.46
Gold CDHP Plan
Single:
$1,121.50
2 Person:
$2,106.23
Parent & Child(ren):
$1,733.88
Family:
$3,106.56
Silver Plan
Single:
$1,034.18
2 Person:
$2,068.38
Parent & Child(ren):
$1,743.35
Family:
$2,942.96
SUPPORT STAFF Annual Medical Contribution
Blended contribution rates (16% for July-December, 17% for January-June) , *Based on 1.0 FTE (30.00 hours per week), 12 months of coverage - July 2024-June 2025
Gold CDHP Plan
Single: $2,177.03
2 Person: $4,088.56
Parent & Child(ren): $3,365.76
Family: $6,030.38
Annual Dental Contribution
The district pays the cost of single dental coverage for Full-Time employees, employee bears all of the difference if they wish to carry 2 Person or Family coverage.
Dental coverage is not offered to Support Staff.
Single: $494.52
2 Person: $951.60
Family: $1,596.12
Costs (Effective 7/1/2024): Monthly Premiums (to be used for part-time or mid-year calculations)
Monthly Medical Premiums (billed to District)
Costs will be prorated for employees working less than full time or enrolled in coverage for less than a full year. If you need assistance calculating your prorated medical or dental costs contact Human Resources.
Platinum Plan
Single:
$1,202.97
2 Person:
$2,405.95
Parent & Child(ren):
$2,011.55
Family:
$3,403.19
Gold Plan
Single:
$1,177.89
2 Person:
$2,355.79
Parent & Child(ren):
$1,971.27
Family:
$3,334.30
Gold CDHP Plan
Single:
$1,099.51
2 Person:
$2,064.93
Parent & Child(ren):
$1,699.88
Family:
$3,045.65
Silver Plan
Single:
$1,013.90
2 Person:
$2,027.82
Parent & Child(ren):
$1,709.17
Family:
$2,885.25
Monthly Dental Premiums (billed to District)
The district pays the cost of single dental coverage for Full-Time employees, employee bears all of the difference if they wish to carry 2 Person or Family coverage.
Dental coverage is not offered to Support Staff.
Single: $41.21
2 Person: $79.30
Family: $133.01
Flexible Spending Accounts (csONE)
VEHI Plan Comparison Chart
Dental Insurance
Forms
403(b) Information
403(b) Vendor List & Enrollment Instructions
403(b) Contributions & District Match
Prior to contributing, you must open an account with an investment provider participating in the Plan (see list on page 2 of the 403b Overview). Once you have opened an account, follow the steps below to create a Salary Reduction Agreement.
To begin or make a change to your 403(b) contributions, follow these steps:
Step 1: Visit https://omni403b.com/SRA
Step 2: Under "Select Employer State", choose "NH".
Step 3: In the "Employer Name" box, enter the following:
- Marion Cross employees: "Town of Norwich School District"
- Ray employees: "Hanover School District"
- Richmond Middle employees: "Dresden School District"
- Hanover High employees: "Dresden School District"
Step 4: Follow the prompts to enter and submit information about your 403(b) contribution.
Employees may reduce or stop their 403(b) contributions at any time during the year.
Employee Assistance Program (EAP)
The Employee Assistance Program (EAP) is a great resource for short-term confidential counseling, information and resources.
Call toll-free any time: 1-800-287-2173
or visit www.investeap.org and create a login (Organization Password: vsbit)
Benefit Information
VEHI Informational Videos and Slideshows:
Cost-Sharing Overview
Platinum & Gold Plans
Gold CDHP & Silver CDHP Plans
Required Notices
In This Section
In This Section
Frequently Asked Questions
- When can I enroll for health and/or dental benefits?
- How do I add someone to my health insurance?
- What is a qualifying event?
- What is a Flexible Spending Account (FSA)?
- What retirement options are available to me?
- What percentage matching is available for retirement?
- When and how can I change my retirement contributions?
- How do I change my address or phone number?
When can I enroll for health and/or dental benefits?
Open enrollment is held annually in May. During the open enrollment period you may elect to:
- Enroll in the plan(s) that you are eligible for
- Drop current coverage
- Add/Remove dependents from the plan(s)
Changes made during open enrollment will be effective on July 1st.
In addition to the open enrollment period, you may be eligible to make changes to your existing elections if you or a family member experiences a qualifying event.
How do I add someone to my health insurance?
What is a qualifying event?
Qualifying Events
Loss of other health coverage
- Losing existing health coverage, including job-based, individual, and student plans
- Losing eligibility for Medicare, Medicaid or other government programs
- Turning 26 and losing coverage through a parent's plan
Household changes
- Getting married or divorced
- Having a baby, adopting a child or gaining guardianship of a child
- Death in the family
Changes in residence
- Moving outside the coverage area
What is a Flexible Spending Account (FSA)?
What retirement options are available to me?
What percentage matching is available for retirement?
When and how can I change my retirement contributions?
Employees may reduce or stop their 403(b) contributions at any time during the year.
To begin or make a change to your 403(b) contributions, follow these steps:
Step 1: Visit https://omni403b.com/SRA
Step 2: Under "Select Employer State", choose "NH".
Step 3: In the "Employer Name" box, enter the following:
- Marion Cross employees: "Town of Norwich School District"
- Ray employees: "Hanover School District"
- Richmond Middle employees: "Dresden School District"
- Hanover High employees: "Dresden School District"
Step 4: Follow the prompts to enter and submit information about your 403(b) contribution.
Prior to contributing, you must open an account with an investment provider participating in the Plan (see list on page 2 of the 403b Overview). Once you have opened an account, follow the steps below to create a Salary Reduction Agreement.
For additional information, please review the 403(b) Guidelines.
How do I change my address or phone number?
If you have had a change of address, phone number, email, or name, please complete the Address Change Form. Submit an original of this form to the Human Resources office to update payroll systems, insurance vendors, etc. with your new information.